UBL's Bank Leasing Programs are specifically designed for commercial and community banking institutions that do not have an in-house leasing capability. By engaging UBL as a referral partner, the Bank can provide their customers and prospects with a qualified and experienced leasing source.

Benefits of Offering Equipment Leasing for the Bank

• Widen the Bank's product offering and be less susceptible to competition from other financial institutions that offer leasing products
• Expand existing relationships within the Bank customer base and be able to meet the leasing needs of prospective customers
• The Bank will be have the opportunity to refinance the committed lease payment stream thereby adding additional earning assets

• Leasing is a widely used method of asset-based financing
• There are a wide variety of reasons for its popularity including
• 100% financing
• Preservation of working capital and existing credit lines
• Off-Balance sheet accounting for operating leases
• Full tax deductibility of lease rental payments
• Flexibility to meet changing needs and reduced risk of asset obsolescence